In most cases, truck drivers are either transporting cargo in a trailer or driving without a trailer, known as bobtailing. When driving for another company, the trailers and their cargo are covered by the policyholders of that company. However, it’s important to note that the bobtail truck itself is not covered in this scenario.
Bobtail coverage is a recommended option for drivers operating without a trailer under another company’s authority. It provides additional protection against vehicle damage or loss, potential lawsuits, and can also fulfill legal requirements if necessary.
If you have questions or require clarification about whether or not you are required to carry this type of coverage, please contact your broker.
